National Irish Bank
2 Port Road
Letterkenny

National Irish Bank, a branch of Danske Bank A/S, is a growing retail bank with a network of 61 branches and 16 business centres in the Republic of Ireland. Danske Bank Group is the largest bank in Denmark and a leading financial institution in Northern Europe.

The award winning LTV (Loan to Value) Mortgage, unique to National Irish Bank, remains one of the most competitive and innovative products in the Irish market.  Its simple – the higher the value of your home compared to the amount of your current mortgage (loan to value or LTV) the lower your interest rate will be. This means that by switching to the unique LTV mortgage, you could save money each and every year for the remainder of your mortgage. With the LTV mortgage you can choose between an ECB Tracker or even a 2, 3 and 5 year fixed rate. 

Visit www.ltv.ie and use the new state of the art mortgage calculator which will allow you to calculate your own potential savings simply and quickly. The calculator will also show how much you could potentially save by switching by including price comparisons to industry-average standard variable rates. The calculator also shows you potential repayment amounts over tracker rates, as well as 2, 3 and 5 year fixed rate mortgages.

If the LTV mortgage doesn’t suit your needs right now though, National Irish Bank also has ECB Tracker, Fixed Rate and Offset mortgage options. To find out more, just contact us at the number above. 

National Irish Bank is also a sponsor of, and the official banking partner to, the Football Association of Ireland. A key element of the sponsorship is the children’s football training programme - The National Irish Bank FAI Summer Soccer Schools.

These programmes are held annually during July and August, are attended by over 20,000 children aged between 7-15 years, in 250 FAI venues nationwide. 

The Summer Soccer Schools, under the leadership of former Irish international goalkeeper, Packie Bonner, have been very successful in recent years and their continued success is a key element to ensuring the development of soccer in Ireland. 

For more information on the National Irish Bank Summer Soccer Schools, please feel free to call or drop in to the branch.  

Danske Bank A/S (trading as National Irish Bank) is authorised by The Danish FSA in Denmark. Lending, terms and conditions will apply. Security is required. Mortgages available on principal private residence only. Borrowing is subject to 40% of net income being available to meet capital and interest loan repayment and is subject to a 2% interest rate sensitivity test. The max you can borrow is 80% of the property’s value. As of 01/08/08, a 50% LTV mortgage of €100,000 over 20 years costs €668.27 per month (5.28% APR). The cost of your monthly repayments may increase. A 1 percentage point rise in interest rates will cause them to increase by €56.84 to €725.11. For interest only loans, the entire amount that you have borrowed will still be outstanding at the end of the interest only period. The minimum requirement to avail of our LTV pricing is the current account within the Easy Package. All elements of the Easy current account are optional and if you wish, you can choose to use your Easy current account solely as an account for servicing your loan repayments. You are not required to transfer your banking business or mandate your salary to your Easy current account. www.nationalirishbank.ie

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.VARIABLE RATE LOAN: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME. FIXED RATE LOAN: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED RATE LOAN EARLY.